Investment Rates
Rates effective as of November 28th 2023 | Annual Percentage Yield (APY)
Certificate of Deposit
CDs $1,000.00 - $9,999.99
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY | Min Opening Deposit |
|---|---|---|---|---|---|---|
| 91 day |
3.40 %
|
3.44 % | 91 days | 91 days | $1,000 | $1,000 |
| 182 day | 3.40 % | 3.43 % | 182 days | 182 days | $1,000 | $1,000 |
CDs $500.00 - $9,999.99
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY | Min Opening Deposit |
|---|---|---|---|---|---|---|
| 12 month |
3.50 %
|
3.53 % | 6 months | 6 months | $500 | $500 |
| 18 month | 3.50 % | 3.53% | 6 months | 6 months | $500 | $500 |
| 24 month | 3.00 % | 3.02 % | 6 months | 6 months | $500 | $500 |
| 30 month | 2.75 % | 2.77 % | 6 months | 6 months | $500 | $500 |
| 36 month | 2.75 % | 2.77 % | 6 months | 6 months | $500 | $500 |
CDs $10,000.00 - $99,999.99
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY | Min Opening Deposit |
|---|---|---|---|---|---|---|
| 91 day | 3.50 % | 3.55 % | 91 days | 91 days | $10,000 | $10,000 |
| 182 day | 3.50 % |
3.53 %
|
182 days | 182 days | $10,000 | $10,000 |
| 12 month | 3.60 % | 3.63 % | 6 months | 6 months | $10,000 | $10,000 |
| 18 month | 3.60 % | 3.63 % | 6 months | 6 months | $10,000 | $10,000 |
| 24 month | 3.10 % | 3.12 % | 6 months | 6 months | $10,000 | $10,000 |
| 30 month | 2.85 % | 2.87 % | 6 months | 6 months | $10,000 | $10,000 |
| 36 month | 2.85 % | 2.87 % | 6 months | 6 months | $10,000 | $10,000 |
CDs $100,000.00 and over
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY | Min Opening Deposit |
|---|---|---|---|---|---|---|
| 91 day | 3.50 % | 3.55% | 91 days | 91 days | $100,000 | $100,000 |
| 182 day | 3.75 % | 3.79 % | 182 days | 182 days | $100,000 | $100,000 |
| 12 month |
4.00 %
|
4.04 % | 6 months | 6 months | $100,000 | $100,000 |
Traditional and Roth IRA CDs
Traditional/Roth IRA CDs $500.00 - $9,999.99
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY | Min Opening Deposit |
|---|---|---|---|---|---|---|
| 12 Month | 3.70 % |
3.73 %
|
6 months | 6 months | $500 | $500 |
| 18 Month | 3.70 % | 3.73 % | 6 months | 6 months | $500 | $500 |
| 24 Month | 3.00 % | 3.02 % | 6 months | 6 months | $500 | $500 |
| 36 Month | 2.75 % | 2.75 % | 6 months | 6 months | $500 | $500 |
| 12 month PC | 3.65 % | 3.68 % | 6 months | 6 months | $100 | $100 |
| 18 month PC | 3.65 % | 3.68 % | 6 months | 6 months | $100 | $100 |
Traditional/Roth IRA CDs $10,000.00 - $99,999.99
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY |
|---|---|---|---|---|---|
| 12 Month | 3.85 % | 3.89 % | 6 months | 6 months | $10,000 |
| 18 Month | 3.85 % | 3.89 % | 6 months | 6 months | $10,000 |
| 24 Month | 3.10 % | 3.12 % | 6 months | 6 months | $10,000 |
| 36 Month | 2.85 % | 2.87 % | 6 months | 6 months | $10,000 |
Deposit Accounts
| Term | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min Balance to Obtain APY |
Min Opening Deposit |
|---|---|---|---|---|---|---|
| * Platinum Checking |
0.10 | 0.10 | Monthly | Monthly | $250 | $50 |
| * NOW |
0.15 | 0.15 | Monthly | Monthly | $1,000 | $1,000 |
| * Passbook Savings |
0.25 | 0.25 | Quarterly | Quarterly | — | $50 |
*Tiered Super NOW Accounts
| Balance Tiers | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min. Opening Deposit |
|---|---|---|---|---|---|
| $1,500.00 - $4,999.99 |
0.20 | 0.20 | Monthly | Monthly | $1,500 |
| $5,000.00 - $9,999.99 |
0.25 | 0.25 | Monthly | Monthly | — |
| $10,000.00 and over |
0.30 | 0.30 | Monthly | Monthly | — |
*Tiered Money Market Accounts
| Balance Tiers | Interest Rate | APY | Frequency of Compounding | Frequency of Crediting | Min. Opening Deposit |
|---|---|---|---|---|---|
| $2,500.00 - $4,999.99 |
0.20 | 0.20 | Monthly | Monthly | $2,500 |
| $5,000.00 - $9,999.99 |
0.25 | 0.25 | Monthly | Monthly | — |
| $10,000.00 and over | 0.30 | 0.30 | Monthly | Monthly | — |